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Services
- Title Insurance
- Title Searches
- Abstracting Services
- Residential Real Estate Closings
- Commercial Real Estate Closings
- Document Preparation and Review
Underwritten by
Stewart Title Guaranty Company
All title insurance policies are underwritten by Stewart Title Guaranty Company. This ensures your transaction is protected by a nationally recognized insurer.
Why Choose Us
Real estate attorney ownership
Decades of experience
Fast
turnaround
Personal
service
Services Area
All American Abstract Co., Inc. provides title insurance and settlement services throughout Pennsylvania and New Jersey.
While we support transactions statewide, our team maintains significant operational experience in the Delaware Valley, where we regularly handle refinance and lender-driven closings. This combination of statewide capability and regional depth allows us to serve both individual clients and institutional partners efficiently and reliably.
Frequently Asked Questions
What steps are involved in buying a home?
Answer: After you make the decision to buy a home, you’ll want to plan a budget and contact a real estate professional to guide you through the entire process. You’ll also need to research and compare available lenders to finance your home beyond your down payment. Your real estate professional will likely be able to suggest prospective lenders if you need assistance in choosing one. A lender will pre-qualify you for a loan in the amount it determines you to be able to afford, so that sellers will consider you a serious and capable buyer. Once you’re pre-qualified, your real estate professional will begin showing you possible homes. When you decide on a particular home, your real estate professional will make an offer on your behalf to the home’s seller — usually for a price slightly less than the asking price. This may lead to a counter offer, meaning that the seller tries to negotiate your purchase price closer to his or her original asking price. Once both parties agree on an amount, your real estate professional will work with a title insurance agent and/or escrow officer to draft all necessary paperwork. He or she will then schedule a date for you and the seller to meet for the closing, where the transaction is completed and ownership is officially transferred from seller to buyer. Click here to see the home buying process graphically represented in a timeline.
What steps are involved in selling a home?
Answer: The steps involved in the home selling process are very similar to those involved in the home buying process. Once you have made the decision to sell your home, you will need to establish an asking price for it. While some sellers successfully sell their homes on their own, a for-sale-by-owner arrangement can be complicated and will require a great deal more of your personal time throughout the process. For this reason, most people consider the commission paid to a real estate professional well worth the investment, for the convenience, time savings and overall guidance provided. Real estate professionals will also be able to tell you if your asking price is appropriate for your property or home. In addition, they will manage the marketing of your home — from front-yard sign to MLS listing — while guiding you in preparing the home to be shown to potential buyers. Once a prospect makes you an offer, you can either accept the proposed purchase price or make a counter offer. When both parties agree on a price, your real estate professional will work with a title insurance agent and/or escrow officer to draft all necessary paperwork. He or she will then schedule a date for you and the buyer to meet for the closing, where the transaction is completed and ownership is officially transferred from seller to buyer. Click here to see the home selling process graphically represented in a timeline.
What is title insurance, and why do I need it?
Answer: Title insurance is an insurance policy that protects you against loss that could result from defects in the title of the property you are buying. The premium is paid only once and is good until the property’s ownership changes. Unlike most types of insurance which protect policyholders from future events, title insurance protects you against defects that could already exist.
What does a home warranty cover?
Answer: Stewart Home Warranty offers a variety of home warranty options to cover a home’s appliances and major systems such as air conditioning, heating, electrical and plumbing. Coverage offered varies by package and state, so contact Stewart Home Warranty directly at www.stewarthomewarranty.com or 866-338-8615 for details specific to you. Home warranties provide peace of mind to buyers and add value to their property for sellers.
What other types of coverage does Stewart offer homebuyers or home sellers?
Answer: In addition to title insurance, Stewart offers homebuyers or sellers home warranty, property and casualty, errors and omissions, bonds and other personal insurance coverages available through Stewart Specialty Insurance Services.
What are Flood Zone Determinations?
Answer: Simply put, flood zone determinations define geographic areas, or zones, according to their flood history using a classification system that assesses the potential for rainfall to be converted to storm water runoff. This information is very important to a buyer because it will likely affect insurance availability and cost. Likewise, it is important to a seller to know how the flood zone determination for his or her home may affect the sale of the home. Stewart Mortgage Information produces the highest resolution flood hazard analysis in the industry quickly and accurately. Ask your real estate professional or homeowners’ insurance provider about a flood zone determination from Stewart Mortgage Information.
What is a 1031 exchange?
Answer: A §1031 exchange refers to legislation that allows an investor to sell a property, reinvest the proceeds in a new property and as such defer all capital gain taxes. Asset Preservation Incorporated (API) is recognized as one of the leading Qualified Intermediaries in the nation, meaning that they have a proven track record guiding investors through the exchange process.
What is a National Hazard Disclosure Report?
Answer: California law requires sellers to provide natural hazard information for their buyers. Stewart Natural Hazard Disclosure provides these reports quickly, affordably and completely either online or delivered to your door. When sellers need quick service that’s done right the first time, they select dependable, professional natural hazard disclosure reports from Stewart NHD. To learn more, visit www.stewartnhd.com.
What is Stewart doing to facilitate homeownership in traditionally underserved homebuyer segments?
Answer: Stewart Multicultural Markets is committed to increasing the homeownership rate of traditionally underserved consumer segments by working with title agent offices, real estate professionals, lenders and consumers, and through our partnership with national trade organizations serving those particular homebuyer populations. Visit www.stewartmulticultural.com for more information.
How can I better understand the terminology used in the home buying and selling processes?
Answer: Visit the Stewart Glossary to learn the terminology you’ll need to know before buying or selling a home.